Motorpay System (Singapore toll)

The guy who made the decision to use a prepaid Cashcard system for vehicle IUs to pay for Electronic Road Pricing is stupid. Because once you get near an ERP gantry, the slightest doubt in some idiot's brain will cause that moron to brake hard and you'd have an accident. On a 90kmh highway, you'd have a BIG accident, provided you're moving on those highways that are congested inspite of sky-high ERP charges. When in a jam, the slightest braking will probably cause a jam.

Since then, they have taken another step into a weird area. Now you can insert your credit card into the IU. You can register for that service at https://www.motorpay.com.sg/.
Everytime you get passed a Gantry, the ERP fees will be charged to your credit card and you make payment by the end of the month.

Get this straight: You don't actually put any credit card into your IU. You leave it empty, or leave your Cashcard in. The service is based on your vehicle ERP in-car unit number.

Now let's see what could go wrong with this system:
1) You sell the car, you forget to cancel the car's registration with Motorpay, you pay somebody's ERP for a couple of months before you remember.

2) You take a trip while your significant other maxes out on your card. Your earmarked amount runs out and you incur a fine everytime you pass a gantry.

3) You let your friend take your car for a couple of months, he racks up a thousand bucks of ERP, and you pay.

4) Suddenly, your credit card issuer blocks your card as you forgot to pay the credit card bill. You start getting a fine for every ERP gantry you pass through. Double whammy.

5) Cancellation of the service takes a week. You pass your car to your friend for a week. You pay the ERP.

All speculation, but valid ones. Welcome to post comments to correct my speculations.

From what I see, the Motorpay Web site sucks. The content is stupidly uninformative, with lousy crap content that nobody with my level of intelligence (pretty low, it seems) understands.

STILL, THE BEST WAY IS FOR LTA TO BILL YOU MONTHLY! I get multiple LTA bills per month, on a bad month, for insufficient balance in my Cashcard. If they're afraid of too much work, they would decrease the billing frequency immediately once they get rid of the Cashcard or credit card system, and just take note of my ERP gantry passes and bill me at the end of the month.